Offers

19.9% APRrepresentative (variable)

ENJOY A £30 M&S E-GIFT CARD*

and more with the M&S Credit Card Rewards Offer

Find out more & apply

†Marks and Spencer plc, Waterside House, 35 North Wharf Road, London W2 1NW acts as a credit broker and not a lender. Authorised and regulated by the Financial Conduct Authority (Register no. 718711). Credit is provided subject to status by Marks & Spencer Financial Services plc to UK residents aged 18 or over.

*£30 M&S e-gift card offer: Card account must be opened and three or more qualifying purchases to the total value of at least £100 to be made using your card in the first 90 days to earn a £30 M&S e-gift card. E-gift cards will be received within 45 days of this spend, via the email you provided on application. Qualifying purchases exclude foreign currency and other cash related payments, and M&S gift cards / vouchers. Available only to new customers who haven’t held an M&S Credit Card within the last 12 months and apply in store via a QR code or online via a promotional banner promoting the M&S Credit Card Rewards offer; not available in conjunction with any other introductory voucher or discount offer. Offer ends 2 August 2022. Credit card and full offer T&Cs apply and can be viewed here. AC59162